by Mike Keretz | Aug 1, 2025 | Uncategorized
Let’s be honest: trying to understand your health insurance can feel like reading the fine print on a contract you never wanted to sign. The phrase “health insurance gap in coverage” might sound like more confusing industry jargon, but it’s actually a really...
by Mike Keretz | Jul 29, 2025 | Uncategorized
When you’re trying to figure out health insurance, two terms pop up constantly: copay and coinsurance. They might sound similar, but they work in completely different ways, and knowing the difference is key to managing your healthcare costs. The simplest way to think...
by Mike Keretz | Jul 28, 2025 | Uncategorized
When you're self-employed, you quickly realize you're the CEO of everything—including your own benefits package. And let's be honest, health insurance is often the most important benefit you don't automatically get. Unlike a traditional job, the...
by Mike Keretz | Jul 27, 2025 | Uncategorized
Life happens, and sometimes you find yourself in a gap between health insurance plans. Maybe you're between jobs, waiting for new employer benefits to kick in, or you just aged off your parents' plan. Whatever the reason, going without coverage—even for a...
by Mike Keretz | Jul 26, 2025 | Uncategorized
Think of an insurance deductible as your share of the deal. It's the fixed amount you pay out-of-pocket for a covered problem before your insurance company steps in to pay the rest. This idea is the foundation of almost every insurance policy you'll ever have....