With daily premium rate increases, it is critical to control costs to protect your health and assets. Additionally, certain factors can produce varying prices for identical plans. Fortunately, we can help you sift through the complicated jargon and get you the best rate for your needs.

health insurance


What is an insurance premium?
An insurance premium is the price, rate or cost the insured pays for the insurance policy.

What is an insurance deductible?
The insurance deductible is the amount of money the insured will pay before the insurance company starts paying claims.

What is an insurance co-pay?
An insurance copay is a fixed dollar amount an insured will pay for a specific service.

What is a max out-of-pocket?
The max out of pocket is the maximum amount of money an insured will pay for services during the policy duration.