by Mike Keretz | Jul 3, 2025 | Uncategorized
Think of health insurance gap coverage as insurance for your health insurance. It’s a separate, supplemental policy you buy to help pay for the costs your main health plan leaves behind—things like high deductibles, copayments, and coinsurance. It's designed to be...
by Mike Keretz | Jul 2, 2025 | Uncategorized
Think of catastrophic health insurance as your financial "break glass in case of emergency" kit. It’s designed to be a safety net for the absolute worst-case scenarios, offering low monthly premiums in return for a very high deductible. These plans are...
by Mike Keretz | Jul 1, 2025 | Uncategorized
Losing your employer-sponsored health insurance can be a major setback, and the high cost of COBRA continuation coverage often adds financial stress to an already challenging situation. While COBRA offers a way to keep your exact same health plan, its steep price,...
by Mike Keretz | Jun 30, 2025 | Uncategorized
Yes, you absolutely can use COBRA when you retire, but it’s crucial to understand that it's a temporary stopgap, not a permanent healthcare plan for your golden years. Think of COBRA for retirees as a short-term healthcare bridge. It lets you keep the exact same...
by Mike Keretz | Jun 29, 2025 | Uncategorized
So, you're dreaming of retiring early. Fantastic. But let's talk about the elephant in the room: how do you keep yourself covered before Medicare kicks in at age 65? This isn't just a minor detail—it's the financial guardrail that protects everything...
