by Mike Keretz | Jan 27, 2026 | Uncategorized
Tax season can feel like a scavenger hunt for papers, and Form 1095 is one of the most important clues. It’s the official proof that you had health insurance, which you’ll need to file your taxes correctly. But figuring out which 1095 you need—and where on earth to...
by Mike Keretz | Jan 26, 2026 | Uncategorized
Let's get straight to it: when your loved ones receive a life insurance payout, that money—the death benefit—is almost always income-tax-free. It's designed that way. Think of it as a protected financial gift meant to land in your beneficiaries' hands...
by Mike Keretz | Jan 25, 2026 | Uncategorized
When you picture early retirement, you probably think about your investments, savings, and new hobbies—not health insurance. But figuring out how to cover your medical needs before you turn 65 is one of the most critical parts of the puzzle. The wrong move, or no move...
by Mike Keretz | Jan 24, 2026 | Uncategorized
For most families, the biggest question about life insurance is a simple one: Will my loved ones have to pay taxes on the money? The good news is that in most cases, the life insurance death benefit payout is received completely income tax-free. This is a core feature...
by Mike Keretz | Jan 23, 2026 | Uncategorized
The Premium Tax Credit (PTC) can feel like a complicated government term, but it's actually one of the most powerful tools for making health insurance affordable. Think of it as a helping hand from the government, specifically designed to bring down the monthly...
