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When Does Open Enrollment for Health Insurance End?

When Does Open Enrollment for Health Insurance End?

by Mike Keretz | Jan 15, 2026 | Uncategorized

For most people, the magic number for ACA Marketplace plans is January 15th. If you get health insurance through your job, you're likely looking at a fall deadline. And for Medicare, the big date is December 7th. Miss these windows, and you could be locked out of...
Life Insurance for Funeral Costs: Secure Your Family’s Future

Life Insurance for Funeral Costs: Secure Your Family’s Future

by Mike Keretz | Jan 14, 2026 | Uncategorized

When it comes to your family's future, one of the kindest things you can do is plan for the costs you’ll leave behind. Using life insurance for funeral costs is a smart, compassionate way to shield your loved ones from a huge financial hit during an already...
A Complete Guide to Off Exchange Health Insurance

A Complete Guide to Off Exchange Health Insurance

by Mike Keretz | Jan 13, 2026 | Uncategorized

Shopping for health insurance can feel like you're standing at a crossroads with two very different paths ahead. One path leads to the government's official Health Insurance Marketplace. Think of it as a massive, centralized store where you can browse plans...
How to Negotiate Medical Bills Without Insurance: A Practical Guide

How to Negotiate Medical Bills Without Insurance: A Practical Guide

by Mike Keretz | Jan 12, 2026 | Uncategorized

That first medical bill lands like a punch to the gut. The number seems impossible, the categories are vague, and the panic starts to set in. I’ve seen it happen countless times. But here’s a secret from inside the industry: that first bill is almost never the final...
How to Find Affordable Health Insurance a Guide for Real Life

How to Find Affordable Health Insurance a Guide for Real Life

by Mike Keretz | Jan 11, 2026 | Uncategorized

Let's be real—the rising cost of healthcare is enough to make anyone's head spin. If you're a freelancer, an early retiree, or just trying to find a solid plan for your family without breaking the bank, the pressure is immense. It can feel like you're...
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