by Mike Keretz | Nov 21, 2025 | Uncategorized
You’ve probably heard a number for the "average cost" of life insurance thrown around. Maybe you saw $26 per month and wondered what that even means. The truth is, that number is just a starting point, not the whole story. For a perfectly healthy...
by Mike Keretz | Nov 20, 2025 | Uncategorized
Navigating Medicare can sometimes feel like learning a new language. One of the terms that trips people up the most is "Part B excess charges." It sounds complicated, but it's a simple concept once you break it down. These are extra fees—up to 15% above...
by Mike Keretz | Nov 19, 2025 | Uncategorized
Facing a doctor's visit without insurance can be intimidating, but you absolutely have options. You can definitely get medical care—the trick is knowing where to go and how to approach it. Costs can swing wildly, from under $100 at a community clinic to over $300...
by Mike Keretz | Nov 18, 2025 | Uncategorized
Of course. It's perfectly legal—and often, a really smart financial move—to have more than one life insurance policy. In fact, it’s a common strategy people use to make sure their coverage keeps up with their life. Think of it as building a custom-fit financial...
by Mike Keretz | Nov 17, 2025 | Uncategorized
The cost of term life insurance isn't a mystery—it's actually pretty simple. Younger, healthier people always pay less. A healthy 30-year-old might find a solid policy for just $20-$30 a month. But wait until you're 50, and that same coverage could easily...
