by Mike Keretz | Aug 30, 2026 | Uncategorized
A small-business owner calls after comparing group coverage quotes with a fixed reimbursement budget. The group plan looks familiar, but the premiums fluctuate, the employee network preferences are all over the map, and one missed receipt could create a compliance...
by Mike Keretz | Aug 29, 2026 | Uncategorized
You're reviewing the will after a parent, spouse, or business partner dies. It appears straightforward: everything goes to the surviving spouse, or the children share the estate. Then the insurer produces a beneficiary form from years ago, and the death benefit is...
by Mike Keretz | Aug 28, 2026 | Uncategorized
Only 60% of gig workers report health insurance, while just 21% have work-injury coverage and 13% have disability coverage, according to an International Labour Organization survey summarized by the Geneva Association. Insurance for gig economy workers is therefore...
by Mike Keretz | Aug 27, 2026 | Uncategorized
You leave a staff job on Friday, and your employer coverage ends with the month. By Monday, you're comparing premiums, deductibles, provider networks, and tax forms instead of answering client emails. As a freelancer, contractor, or solo business owner, you...
by Mike Keretz | Aug 26, 2026 | Uncategorized
Maya is three weeks away from her 26th birthday when a letter from her mother's insurer arrives. She's a freelance designer in Ohio, so her income changes from month to month and she doesn't have an employer plan waiting in the background. At nearly the...
