by Mike Keretz | Aug 1, 2026 | Uncategorized
If you're in Delaware and you're staring at health insurance quotes right now, you already know the feeling. The number on the screen looks brutal, the “cheap” plan still feels expensive, and if you're self-employed, between jobs, or trying to cover a...
by Mike Keretz | Jul 31, 2026 | Uncategorized
You're probably looking at your benefits portal, seeing that HSA tab, and wondering if you should finally start using it. Don't guess. If you want the tax break without getting tripped up by excess contributions, the right move is to check eligibility,...
by Mike Keretz | Jul 30, 2026 | Uncategorized
In 2026, a typical marketplace Silver premium is about $752 per month, while an eligible HealthCare.gov enrollee may pay about $50 per month for the lowest-cost plan after tax credits. Employer coverage can look cheaper on the paycheck, but that single number still...
by Mike Keretz | Jul 29, 2026 | Uncategorized
You're probably here because you've got a real decision in front of you, not a theoretical one. Maybe you're self-employed and your income swings month to month, maybe you're 61 and trying to bridge the gap before Medicare, or maybe you just want...
by Mike Keretz | Jul 28, 2026 | Uncategorized
A 65-year-old retiring in 2026 may need about $185,500 for health and medical expenses in retirement, before long-term care and dental care are even counted, according to Fidelity's long-running estimate cited by CNBC. That number is the right starting point...
by Mike Keretz | Jul 27, 2026 | Uncategorized
You're probably here because the first quote looked fine, then the second one came in lower, and the third one made you wonder what you're comparing. That's the normal Medigap shopping experience. The problem is that Medicare Supplement quotes are often...
