by Mike Keretz | Jul 3, 2025 | Uncategorized
Think of health insurance gap coverage as insurance for your health insurance. It’s a separate, supplemental policy you buy to help pay for the costs your main health plan leaves behind—things like high deductibles, copayments, and coinsurance. It's designed to be...
by Naely Turbay | Jul 3, 2025 | Uncategorized
🧐 What Will a Life Insurance Advisor Ask You? Choosing the right life insurance begins with the right conversation. And that means being prepared for what your advisor is likely to ask. These questions aren’t just formalities; rather, they help tailor the policy to...
by Mike Keretz | Jul 2, 2025 | Uncategorized
Think of catastrophic health insurance as your financial "break glass in case of emergency" kit. It’s designed to be a safety net for the absolute worst-case scenarios, offering low monthly premiums in return for a very high deductible. These plans are...
by Mike Keretz | Jul 1, 2025 | Uncategorized
Losing your employer-sponsored health insurance can be a major setback, and the high cost of COBRA continuation coverage often adds financial stress to an already challenging situation. While COBRA offers a way to keep your exact same health plan, its steep price,...
by Naely Turbay | Jul 1, 2025 | Uncategorized
💡 Yes, You Can—And Sometimes You Should Many people assume that one life insurance policy is all they can or should have. However, the truth is quite different. You can own multiple life insurance policies, and in many situations, it actually makes perfect sense to do...
by Mike Keretz | Jun 30, 2025 | Uncategorized
Yes, you absolutely can use COBRA when you retire, but it’s crucial to understand that it's a temporary stopgap, not a permanent healthcare plan for your golden years. Think of COBRA for retirees as a short-term healthcare bridge. It lets you keep the exact same...
