by Mike Keretz | Dec 19, 2025 | Uncategorized
So, what exactly is group health insurance? Think of it like a healthcare "bulk buying club" for your company. Instead of every employee fending for themselves in the individual market, your business brings everyone together into one large pool. This gives...
by Mike Keretz | Dec 18, 2025 | Uncategorized
The Part D Medicare Deductible for 2025 Is $590. Think of it as your annual entry ticket—until you pay that amount out of pocket, you cover 100% of your prescription costs. Understanding Your Part D Deductible Once you hit $590, you shift into the initial coverage...
by Mike Keretz | Dec 17, 2025 | Uncategorized
Trying to find the right health insurance for single mothers can feel like a maze, but good, affordable options are closer than you think. For many, the clearest paths are public programs like Medicaid and the Children's Health Insurance Program (CHIP), which are...
by Mike Keretz | Dec 16, 2025 | Uncategorized
Let's get right to it. For 2024, the two big numbers you need to know for Original Medicare are the Part A inpatient hospital deductible, which is $1,632 per benefit period, and the annual Part B medical deductible, set at $240. These are your starting points—the...
by Mike Keretz | Dec 15, 2025 | Uncategorized
So, you’ve hit 62 and you're ready to trade in your work deadlines for a well-deserved life of freedom. It’s an exciting milestone, but there’s one big hurdle to clear first: that three-year gap in health insurance before Medicare starts at 65. Figuring out how to...
by Mike Keretz | Dec 14, 2025 | Uncategorized
This whole "do I legally have to get health insurance?" question used to have a simple answer. Now? It's a bit more complicated. While there’s no longer a federal rule forcing you to have coverage, the real answer depends entirely on where you live. A...
