by Naely Turbay | Jul 5, 2025 | Uncategorized
Why life insurance matters when you have kids šØāš©āš§āš¦ Love Means Planning Ahead Becoming a parent changes everything. Suddenly, every decision revolves around your childrenās safety, happiness, and future. And while no one likes thinking about worst-case scenarios,...
by Mike Keretz | Jul 5, 2025 | Uncategorized
Happy 26th birthday! Along with celebrating this milestone, it's time to tackle a big "adulting" task: getting your own health insurance. The good news is, you've got several paths to choose from. When you age out of your parent's plan, the...
by Naely Turbay | Jul 4, 2025 | Uncategorized
Can Minors Be Life Insurance Beneficiaries? š¬ Love Deserves ProtectionāNot Legal Delays When you buy life insurance, itās likely because you love someone. And if that āsomeoneā is your child, naming them as a beneficiary feels natural. However, if your children are...
by Mike Keretz | Jul 4, 2025 | Uncategorized
Youāre in your twenties, making moves, figuring things out. Among all the big life decisions, it's easy to let health insurance for young adults slide to the bottom of the to-do list. But hereās the thing: a solid health plan is your financial backstop for all of...
by Naely Turbay | Jul 3, 2025 | Uncategorized
Ā A Family First Decision If you have children, then you already know what it means to put someone else first. Life insurance is one of the most powerful ways to show that love. It ensures your children and partner wonāt face financial ruin if something happens to you....
by Mike Keretz | Jul 3, 2025 | Uncategorized
Think of health insurance gap coverage as insurance for your health insurance. Itās a separate, supplemental policy you buy to help pay for the costs your main health plan leaves behindāthings like high deductibles, copayments, and coinsurance. It's designed to be...
by Naely Turbay | Jul 3, 2025 | Uncategorized
š§ What Will a Life Insurance Advisor Ask You? Choosing the right life insurance begins with the right conversation. And that means being prepared for what your advisor is likely to ask. These questions arenāt just formalities; rather, they help tailor the policy to...
by Mike Keretz | Jul 2, 2025 | Uncategorized
Think of catastrophic health insurance as your financial "break glass in case of emergency" kit. Itās designed to be a safety net for the absolute worst-case scenarios, offering low monthly premiums in return for a very high deductible. These plans are...
by Mike Keretz | Jul 1, 2025 | Uncategorized
Losing your employer-sponsored health insurance can be a major setback, and the high cost of COBRA continuation coverage often adds financial stress to an already challenging situation. While COBRA offers a way to keep your exact same health plan, its steep price,...
by Naely Turbay | Jul 1, 2025 | Uncategorized
š” Yes, You CanāAnd Sometimes You Should Many people assume that one life insurance policy is all they can or should have. However, the truth is quite different. You can own multiple life insurance policies, and in many situations, it actually makes perfect sense to do...