by Mike Keretz | Aug 18, 2025 | Uncategorized
Losing your job is stressful enough—the last thing you need to worry about is losing your health coverage, too. Fortunately, you don't have to go without. Your main lifelines for getting health insurance without a job are continuing your old plan through COBRA,...
by Mike Keretz | Aug 17, 2025 | Uncategorized
Shopping for life insurance isn't just about ticking a box; it's a serious financial decision. The goal is to find the best possible value to protect your family's future, and that rarely means taking the first offer you see. The quotes you get for the...
by Mike Keretz | Aug 16, 2025 | Uncategorized
Let's be honest: talking about the long term care insurance cost isn't exactly fun. But it’s a conversation that matters. For a healthy couple in their mid-50s, a policy might run around $2,000-$2,500 per year. Wait until your 60s, though, and that number can...
by Mike Keretz | Aug 15, 2025 | Uncategorized
Ever wonder how an insurance company decides whether to cover you—and exactly how much you’ll pay for it? That whole behind-the-scenes decision process is called underwriting. It's the critical step where the insurer sizes up the risk before shaking hands on a...
by Mike Keretz | Aug 14, 2025 | Uncategorized
At its most basic level, a health insurance claim is the bill your doctor's office sends to your insurance company after you've received care. It’s the official request for payment that turns your health insurance policy from a piece of paper into real...