by Mike Keretz | Oct 2, 2025 | Uncategorized
For most Americans, the magic number for Medicare eligibility is 65. Think of it as a major life milestone, right up there with getting your driver's license or buying your first home. It’s the age when health coverage often shifts, tying in with retirement plans...
by Mike Keretz | Oct 1, 2025 | Uncategorized
Let's be honest—in the world of contracting, things can go wrong. No matter how careful you are, accidents happen. A tool gets dropped, a client trips, or a finished project has an unexpected flaw. That’s where contractor liability insurance comes in. Think of it...
by Mike Keretz | Sep 30, 2025 | Uncategorized
When you decide to work for yourself, you become the CEO, the marketing department, and the HR manager all in one. That last role is a big one, because it means you're now in charge of your own benefits—especially health insurance. The good news? You've got...
by Mike Keretz | Sep 29, 2025 | Uncategorized
When you're trying to pick a health plan, the alphabet soup of HMOs and PPOs can feel overwhelming. But it really boils down to one simple question: What do you value more, lower costs or greater flexibility? HMOs (Health Maintenance Organizations) are built to...
by Mike Keretz | Sep 28, 2025 | Uncategorized
Here’s a common question I hear all the time: "Does Medicare cover my yearly physical?" The short answer is no, and that’s a detail that catches a lot of people by surprise. If you’re used to employer-sponsored health insurance, an annual head-to-toe...
