by Mike Keretz | Aug 17, 2025 | Uncategorized
Shopping for life insurance isn't just about ticking a box; it's a serious financial decision. The goal is to find the best possible value to protect your family's future, and that rarely means taking the first offer you see. The quotes you get for the...
by Mike Keretz | Aug 16, 2025 | Uncategorized
Let's be honest: talking about the long term care insurance cost isn't exactly fun. But it’s a conversation that matters. For a healthy couple in their mid-50s, a policy might run around $2,000-$2,500 per year. Wait until your 60s, though, and that number can...
by Mike Keretz | Aug 15, 2025 | Uncategorized
Ever wonder how an insurance company decides whether to cover you—and exactly how much you’ll pay for it? That whole behind-the-scenes decision process is called underwriting. It's the critical step where the insurer sizes up the risk before shaking hands on a...
by Mike Keretz | Aug 14, 2025 | Uncategorized
At its most basic level, a health insurance claim is the bill your doctor's office sends to your insurance company after you've received care. It’s the official request for payment that turns your health insurance policy from a piece of paper into real...
by Mike Keretz | Aug 13, 2025 | Uncategorized
Losing your job-based health insurance is stressful, no two ways about it. Suddenly, you're facing a gap, and the clock is ticking. Your first move isn't to panic—it's to get organized. You need to figure out your primary options: Do you continue your old...
by Mike Keretz | Aug 12, 2025 | Uncategorized
Finding affordable health insurance is about so much more than just the monthly bill. It’s about creating a financial shield that protects you from life’s unexpected curveballs. The best plans find that sweet spot between a premium you can actually afford and...
