by Mike Keretz | Dec 12, 2025 | Uncategorized
Trying to make sense of your health insurance policy can feel like you're trying to learn a whole new language. Two words you’ll see everywhere are deductibles and copays, and they’re often the most confusing parts of the puzzle. Getting a handle on how these work...
by Mike Keretz | Dec 11, 2025 | Uncategorized
So, your term life insurance policy is about to end. What now? It can feel a little like a lease on an apartment running out. You've been paying for a specific period of time, and now that period is over. While it might seem like a dead end, it’s actually a...
by Mike Keretz | Dec 10, 2025 | Uncategorized
Thriving as an insurance agent in 2025 requires more than just industry knowledge; it demands a sophisticated, multi-channel marketing approach. With increased competition and digitally-savvy consumers, generic tactics no longer cut it. Success is now deeply tied to...
by Mike Keretz | Dec 9, 2025 | Uncategorized
A waiver of premium rider is a powerful add-on for your life insurance policy. Think of it as a financial safety net—it steps in to pay your premiums if you become totally disabled and can’t work. Essentially, it’s insurance for your insurance. It ensures your life...
by Mike Keretz | Dec 8, 2025 | Uncategorized
When you're a 1099 contractor, you’re not just the talent—you’re the entire HR department. Finding the right health insurance is suddenly one of your biggest responsibilities, and it can feel like a maze. The best routes to good coverage usually lead to the ACA...
by Mike Keretz | Dec 7, 2025 | Uncategorized
When you're sorting through the alphabet soup of health insurance—HMO, PPO, EPO—it's easy to get lost. Then comes POS. So, what exactly does that mean? In health insurance, POS stands for Point of Service. It’s a type of plan designed to give you a bit of the...
