by Mike Keretz | Sep 22, 2025 | Uncategorized
A medical deductible is the amount you have to pay for your healthcare before your insurance plan starts chipping in. Think of it like a starting line you have to cross each year. Once you’ve spent that amount on covered medical care, your insurer begins to help with...
by Mike Keretz | Sep 21, 2025 | Uncategorized
When you're a gig worker, finding health insurance can feel like you’ve been left to figure it all out on your own. There’s no HR department to guide you. The good news? With a little know-how, you can absolutely get affordable, quality coverage. The key is...
by Mike Keretz | Sep 20, 2025 | Uncategorized
In a world of transitions, whether you're between jobs, waiting for new ACA coverage to begin, or have recently aged out of a parent's plan, a gap in health insurance can create significant financial risk. Short-term health insurance serves as a critical,...
by Mike Keretz | Sep 19, 2025 | Uncategorized
Losing your job is a huge blow. But it absolutely does not mean you have to lose your health coverage, too. When you're suddenly unemployed, your main paths to getting insured are buying an ACA Marketplace plan, continuing your old plan with COBRA, seeing if you...
by Mike Keretz | Sep 18, 2025 | Uncategorized
Life has a way of changing. The person you are today—your health, your finances, your family’s needs—might look completely different in 10 or 20 years. That’s where convertible term life insurance comes in. It’s a smart, flexible tool designed to grow with you. Think...
by Mike Keretz | Sep 17, 2025 | Uncategorized
Gap health insurance is like a financial first-aid kit for your primary health plan. You have your main insurance, but what about the costs it doesn't cover—like those high deductibles and surprise copayments? That’s where gap coverage steps in. Think of it as the...
