by Mike Keretz | Nov 8, 2025 | Uncategorized
So, you’re dreaming of early retirement. The freedom, the travel, the time to finally do what you want. But there’s one big question that can put a damper on the excitement: what about health insurance? It's a real hurdle, but one you can absolutely clear....
by Mike Keretz | Nov 7, 2025 | Uncategorized
The best insurance for a self-employed professional isn't just one policy. It's a smart combination of health, liability, and disability coverage. The right mix for you comes down to your industry, how much you earn, and the unique risks you take on as your...
by Mike Keretz | Nov 6, 2025 | Uncategorized
When you're your own boss, the single best thing you can do for your future is to open a tax-advantaged retirement account—like a SEP IRA or Solo 401(k)—and put your contributions on autopilot. It’s a simple strategy that ensures you're consistently saving for...
by Mike Keretz | Nov 5, 2025 | Uncategorized
Diving into the world of life insurance can feel like learning a new language, but it really boils down to one simple question. Do you need protection for a specific time, or for your entire life? That’s it. Every policy out there falls into one of two buckets: Term...
by Mike Keretz | Nov 4, 2025 | Uncategorized
So, what exactly is a High Deductible Health Plan, or HDHP? Think of it as a health insurance plan that flips the usual payment structure on its head. You get to pay a much lower monthly bill (your premium), but in exchange, you agree to cover a higher amount of your...
by Mike Keretz | Nov 3, 2025 | Uncategorized
When it comes to Medicare, you’ll hear a lot of new terms. But few are as important as "creditable coverage." Getting this one right can save you from a lifetime of penalties. So, what is it? Think of it as a "hall pass" from Medicare. In simple...
