by Mike Keretz | Oct 19, 2025 | Uncategorized
Figuring out if you qualify for Medicaid comes down to a few key things: your Modified Adjusted Gross Income (MAGI), how many people are in your household, your age, and whether you have a disability. Since Medicaid is a team effort between the federal government and...
by Mike Keretz | Oct 18, 2025 | Uncategorized
Choosing the right health insurance isn't about finding some secret formula. It really just comes down to a few key things: getting real about your personal health needs, understanding the true costs beyond that monthly bill, and figuring out which plan type—like...
by Mike Keretz | Oct 17, 2025 | Uncategorized
Choosing a life insurance policy is one of the most critical financial decisions you'll make, yet the landscape is filled with complex terms and competing options. From the straightforward affordability of Term Life to the investment potential of a Variable...
by Mike Keretz | Oct 16, 2025 | Uncategorized
At its core, an individual health plan is designed for one person. It’s the go-to choice for singles, freelancers, or anyone who doesn't have access to employer-sponsored coverage. A family health plan, on the other hand, bundles coverage for multiple people—like...
by Mike Keretz | Oct 15, 2025 | Uncategorized
When it comes to health insurance, the choice between a PPO and an HMO is one of the biggest decisions you'll make. It’s not just about acronyms; it’s a fundamental choice between flexibility and cost. At its core, the difference between a PPO and an HMO is...
by Mike Keretz | Oct 14, 2025 | Uncategorized
A waiver of premium is an add-on to your life insurance policy that pays your premiums if you become totally disabled and can’t work. Think of it as insurance for your insurance. It’s a safety net that keeps your coverage active during a major life crisis, without you...
by Mike Keretz | Oct 13, 2025 | Uncategorized
Term life insurance is the financial backstop every parent needs. Think of it as a safety net, designed to catch your family financially if you’re suddenly not there to provide for them. It’s a surprisingly affordable way to make sure the big things—like the mortgage,...
by Mike Keretz | Oct 12, 2025 | Uncategorized
Believe it or not, the process of filing an auto insurance claim doesn't start with a phone call to your agent. It begins the second you're in an accident, right there at the scene. What you do in those first few chaotic minutes—gathering evidence, exchanging...
by Mike Keretz | Oct 11, 2025 | Uncategorized
Yes, green card holders can absolutely get Medicare—but it’s not something that happens automatically the day you receive your permanent residency. Think of it as earning your way into the system, just like U.S. citizens do. The path to eligibility really comes down...
by Mike Keretz | Oct 10, 2025 | Uncategorized
Of course. Here is the rewritten section, crafted to sound completely human-written and natural, following all your specific requirements. Yes, you can switch from a Medicare Advantage plan to a Medigap policy. But the real question isn't if you can—it's when...
