by Mike Keretz | Jun 30, 2025 | Uncategorized
Yes, you absolutely can use COBRA when you retire, but it’s crucial to understand that it's a temporary stopgap, not a permanent healthcare plan for your golden years. Think of COBRA for retirees as a short-term healthcare bridge. It lets you keep the exact same...
by Naely Turbay | Jun 30, 2025 | Uncategorized
Life Insurance for People Over 50 💬 “Is it still worth getting life insurance after 50?” Absolutely. While many assume life insurance is only for younger folks, the truth is, people over 50 often have more reason than ever to get covered. Children may still rely on...
by Mike Keretz | Jun 29, 2025 | Uncategorized
So, you're dreaming of retiring early. Fantastic. But let's talk about the elephant in the room: how do you keep yourself covered before Medicare kicks in at age 65? This isn't just a minor detail—it's the financial guardrail that protects everything...
by Naely Turbay | Jun 29, 2025 | Uncategorized
Is It Better to Buy Life Insurance Young or Wait? 💭 “I’m young and healthy… do I really need life insurance?” That’s a question many ask—and it’s totally fair. When you’re in your 20s or 30s, it’s hard to imagine needing protection for something that feels far...
by Mike Keretz | Jun 28, 2025 | Uncategorized
When we daydream about retirement, our minds usually drift to sun-soaked beaches or finally getting around to that passion project. But the biggest financial question mark isn't about your travel budget—it's about your health. Putting a solid retirement health...
by Naely Turbay | Jun 28, 2025 | Uncategorized
What happens if I stop paying my life insurance? 💭 “It’s just one payment… does it really matter?” Yes—more than most people think. Life moves fast. Bills pile up. Priorities shift. And suddenly, that monthly insurance payment starts to feel optional. But here’s...
by Mike Keretz | Jun 27, 2025 | Uncategorized
Navigating healthcare before you turn 65 can feel like you're in uncharted territory, but you've got several solid options to keep you covered. Most people find their way through continuing an old employer plan with COBRA, picking a new one from the ACA...
by Naely Turbay | Jun 27, 2025 | Uncategorized
What exactly does life insurance cover? 💬 Let’s Begin with the Basics When people think of life insurance, they often picture a lump sum paid out after someone dies. That part is true—but it’s only the beginning. In reality, life insurance covers so much more than...
by Mike Keretz | Jun 26, 2025 | Uncategorized
As you approach Medicare eligibility, the landscape of supplemental insurance, often called Medigap, can feel overwhelming. With numerous standardized plans labeled by letters, how do you determine which one is the right fit for your health needs and budget? Original...
by Naely Turbay | Jun 26, 2025 | Uncategorized
Common Mistakes When Buying Life Insurance 💭 Buying Life Insurance Is a Big Step—Don’t Rush It Choosing life insurance isn’t just a financial decision—it’s a deeply emotional one. You’re not just protecting numbers; you’re safeguarding dreams, futures, and...
