by Mike Keretz | Jul 21, 2025 | Uncategorized
When you hear about Health Savings Accounts (HSAs), you probably think of their powerful triple tax advantage. It’s a huge draw, letting you pay for medical costs with pre-tax dollars. But if you’re looking into health savings accounts in CA, there’s a crucial detail...
by Naely Turbay | Jul 20, 2025 | Uncategorized
International Health Insurance vs Local 💬 Let’s begin with a simple but powerful question: Where do you need to feel safe? When it comes to health insurance, not all plans are created equal. Therefore, choosing between international health insurance and local...
by Mike Keretz | Jul 20, 2025 | Uncategorized
Let’s cut right to the chase: Original Medicare (Part A and B) almost never covers adult diapers or other disposable incontinence products. For many people, this is a frustrating and often surprising piece of news, especially when these supplies feel absolutely...
by Naely Turbay | Jul 19, 2025 | Uncategorized
Health Insurance for Low-Income Workers 💪 You Work Hard—You Deserve Protection You wake up early, stay late, and give your best every day. Whether you’re a single parent, a part-time worker, or juggling two jobs, your effort keeps the world moving. But your health...
by Mike Keretz | Jul 19, 2025 | Uncategorized
Let's get straight to it: Yes, Medicare can help cover orthotics, but there's a big catch. It all comes down to whether they are considered medically necessary to treat a specific illness or injury. This means Medicare won't pay for devices that are just...
by Naely Turbay | Jul 18, 2025 | Uncategorized
Health Insurance for the Self-Employed 💼 Being independent shouldn’t mean being unprotected Choosing to be your own boss takes courage. You take control of your time, your passion, and your path. But with freedom comes responsibility—especially when it comes to your...
by Mike Keretz | Jul 18, 2025 | Uncategorized
Let's be honest, talking about life insurance can feel a little heavy. But when you strip away all the jargon, it’s actually one of the most straightforward and caring financial decisions you can make for your family. At its core, life insurance is a promise. You...
by Naely Turbay | Jul 17, 2025 | Uncategorized
Life Insurance Is Love in Action💛 When people think of “gifts,” they picture flowers, dinners, or expensive gadgets. But the greatest gift you can ever give isn’t something you wrap—it’s security. And that’s exactly what life insurance offers. Life insurance means...
by Mike Keretz | Jul 17, 2025 | Uncategorized
Choosing a whole life insurance policy is a significant financial decision, offering a lifelong death benefit alongside a cash value component that grows over time. It's more than just a safety net; it's a strategic tool for estate planning, wealth...
by Naely Turbay | Jul 16, 2025 | Uncategorized
💬 Why Should Young Adults Even Think About Life Insurance?At first glance, life insurance may seem like something older people worry about. After all, you’re young, healthy, and probably focused on building your life, not protecting it. However, that’s exactly why now...