by Mike Keretz | Sep 21, 2025 | Uncategorized
When you're a gig worker, finding health insurance can feel like you’ve been left to figure it all out on your own. There’s no HR department to guide you. The good news? With a little know-how, you can absolutely get affordable, quality coverage. The key is...
by Mike Keretz | Sep 20, 2025 | Uncategorized
In a world of transitions, whether you're between jobs, waiting for new ACA coverage to begin, or have recently aged out of a parent's plan, a gap in health insurance can create significant financial risk. Short-term health insurance serves as a critical,...
by Mike Keretz | Sep 19, 2025 | Uncategorized
Losing your job is a huge blow. But it absolutely does not mean you have to lose your health coverage, too. When you're suddenly unemployed, your main paths to getting insured are buying an ACA Marketplace plan, continuing your old plan with COBRA, seeing if you...
by Mike Keretz | Sep 18, 2025 | Uncategorized
Life has a way of changing. The person you are today—your health, your finances, your family’s needs—might look completely different in 10 or 20 years. That’s where convertible term life insurance comes in. It’s a smart, flexible tool designed to grow with you. Think...
by Mike Keretz | Sep 17, 2025 | Uncategorized
Gap health insurance is like a financial first-aid kit for your primary health plan. You have your main insurance, but what about the costs it doesn't cover—like those high deductibles and surprise copayments? That’s where gap coverage steps in. Think of it as the...
by Mike Keretz | Sep 16, 2025 | Uncategorized
Think of a copay as a simple, flat fee you pay for a specific medical service—like your regular doctor's visit or picking up a prescription. It’s a straightforward way to share costs with your health insurance plan. You pay your part, and they handle the rest....
by Mike Keretz | Sep 15, 2025 | Uncategorized
Navigating Medicare for the first time can feel like learning a new language. But it doesn't have to be complicated. At its core, Medicare is the federal health insurance program designed to help cover healthcare costs for people 65 or older. It also extends to...
by Mike Keretz | Sep 14, 2025 | Uncategorized
Finally stepping out on your own feels incredible. You're building a life, chasing goals, and making your own rules. But that independence comes with responsibility, and one of the smartest moves you can make is getting insurance for young adults. It’s easy to see...
by Mike Keretz | Sep 13, 2025 | Uncategorized
An insurance premium is the amount you pay, on a regular schedule, to keep your policy active. It's a lot like a subscription fee for financial protection. Just like you pay for a streaming service to get movies on demand, you pay a premium to get financial...
by Mike Keretz | Sep 12, 2025 | Uncategorized
The world of insurance can feel like a high-stakes game. And like any game, it needs rules to keep it fair and stable for everyone involved. That’s exactly what insurance industry regulatory compliance is—the official rulebook. It’s far more than just a bunch of legal...
