by Mike Keretz | Jul 22, 2025 | Uncategorized
A spouse term rider is a type of life insurance add-on that provides affordable, temporary coverage for your partner under your primary policy. Think of it as a cost-effective way to get a "plus-one" for your family's financial security plan, all managed...
by Mike Keretz | Jul 21, 2025 | Uncategorized
When you hear about Health Savings Accounts (HSAs), you probably think of their powerful triple tax advantage. It’s a huge draw, letting you pay for medical costs with pre-tax dollars. But if you’re looking into health savings accounts in CA, there’s a crucial detail...
by Mike Keretz | Jul 20, 2025 | Uncategorized
Let’s cut right to the chase: Original Medicare (Part A and B) almost never covers adult diapers or other disposable incontinence products. For many people, this is a frustrating and often surprising piece of news, especially when these supplies feel absolutely...
by Mike Keretz | Jul 19, 2025 | Uncategorized
Let's get straight to it: Yes, Medicare can help cover orthotics, but there's a big catch. It all comes down to whether they are considered medically necessary to treat a specific illness or injury. This means Medicare won't pay for devices that are just...
by Mike Keretz | Jul 18, 2025 | Uncategorized
Let's be honest, talking about life insurance can feel a little heavy. But when you strip away all the jargon, it’s actually one of the most straightforward and caring financial decisions you can make for your family. At its core, life insurance is a promise. You...
