by Mike Keretz | Sep 2, 2025 | Uncategorized
Simply put, open enrollment is your annual benefits shopping window. It's that one specific, limited time each year when you get to make crucial decisions about your health insurance, dental, vision, and even your retirement accounts. Think of it like renewing...
by Mike Keretz | Sep 1, 2025 | Uncategorized
Trying to get life insurance when you have a pre-existing health condition can feel like hitting a brick wall. The endless questions, the medical exams, the constant fear of rejection—it's exhausting. But what if there was a way to get coverage without all that?...
by Mike Keretz | Aug 31, 2025 | Uncategorized
An accelerated death benefit (ADB) is a feature tucked inside some life insurance policies that lets you access a chunk of your payout while you're still alive. It's triggered when you're diagnosed with a qualifying serious illness. Think of it as an early...
by Mike Keretz | Aug 30, 2025 | Uncategorized
If you don’t get health insurance through a job, you’re not alone. Individual health insurance plans are your personal safety net, bought directly from an insurance company. They’re designed for people just like you—individuals and families who need to find their own...
by Mike Keretz | Aug 29, 2025 | Uncategorized
It's easy to get life and health insurance mixed up. They both offer protection, but they kick in at completely different times and for totally separate reasons. Here's the simplest way to think about it: health insurance protects you while you're alive,...
