by Mike Keretz | Jan 21, 2026 | Uncategorized
If you’ve ever felt like finding a good primary care doctor is harder than it should be, you’re not imagining it. It’s a maze of insurance networks, confusing credentials, and hoping you find someone you actually connect with—all while facing months-long waiting...
by Mike Keretz | Jan 20, 2026 | Uncategorized
For most early retirees, the single best health insurance option is usually an ACA Marketplace plan. Why? It offers solid, comprehensive benefits and, more importantly, can come with income-based subsidies that make it much more affordable. But it's not the only...
by Mike Keretz | Jan 19, 2026 | Uncategorized
Short-term health insurance is all about having a financial safety net when you’re between major health plans. Think of it as a cost-effective bridge—it’s there to protect you from catastrophic hospital bills, not for routine checkups. It’s a popular choice for people...
by Mike Keretz | Jan 18, 2026 | Uncategorized
So, what exactly is an insurance binder? Think of it as a temporary, legally binding document that proves you have insurance coverage while the official, formal policy is still being prepared. It’s like a VIP pass that gives you immediate protection for big life...
by Mike Keretz | Jan 17, 2026 | Uncategorized
The biggest difference between an insurance agent and a broker all comes down to a single question: who do they work for? An insurance agent works for an insurance company. They're contracted to offer that specific carrier's products. On the other hand, an...
