by Mike Keretz | Oct 1, 2025 | Uncategorized
Let's be honest—in the world of contracting, things can go wrong. No matter how careful you are, accidents happen. A tool gets dropped, a client trips, or a finished project has an unexpected flaw. That’s where contractor liability insurance comes in. Think of it...
by Mike Keretz | Sep 30, 2025 | Uncategorized
When you decide to work for yourself, you become the CEO, the marketing department, and the HR manager all in one. That last role is a big one, because it means you're now in charge of your own benefits—especially health insurance. The good news? You've got...
by Mike Keretz | Sep 29, 2025 | Uncategorized
When you're trying to pick a health plan, the alphabet soup of HMOs and PPOs can feel overwhelming. But it really boils down to one simple question: What do you value more, lower costs or greater flexibility? HMOs (Health Maintenance Organizations) are built to...
by Mike Keretz | Sep 28, 2025 | Uncategorized
Here’s a common question I hear all the time: "Does Medicare cover my yearly physical?" The short answer is no, and that’s a detail that catches a lot of people by surprise. If you’re used to employer-sponsored health insurance, an annual head-to-toe...
by Mike Keretz | Sep 27, 2025 | Uncategorized
Think of health insurance enrollment like a train schedule. For most of the year, there's only one time you can get on board: the annual Open Enrollment Period. But what happens if your life takes an unexpected turn and you desperately need to change your ticket?...
